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OREF, LLC is pleased to provide Oregon Real Estate Forms Library subscribers with internal news releases and e-news to apprise them of informational, educational and training opportunities on the use of OREF forms as well as associated forms within the Library. All active subscribers will receive the Subscriber Update, and all principal brokers will receive the Principal Broker Quarterly. Any subscribers who are not receiving e-news should contact OREF, LLC at: 503.459.0195.


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Q and A: News You Can Use

A big thank you goes to our Forms Committee 2017 leadership Steve Russell, Wendy Adkisson and past FC Chairman Jeff Wiren for providing a majority of the topics.  Answers provided by OREF, LLC Forms Committee legal counsel Phil Querin of Q-Law

Q and A July 19 2017

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Vacant Land Check List

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Looking Up License Numbers and Business License Numbers Through Oregon Real Estate Agency

Here is a step by step guide or youtube video explaining how to look up license and business numbers. http://www.oregon.gov/rea/docs/License_Lookup.pdf




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TRID-Speak: The “Consummation” Conundrum

Background. On October 3, 2015, the Consumer Finance Protection Bureau’s “Know Before You Owe” program, aka “TRID”,[1] was rolled out. It was predicated on a belief that the entire financial crisis of 2007/08 was due to the fact that residential borrowers were snookered into taking out high risk loans, and By Golly, the “Bureau”, as they call themselves, was gonna make things right.[2] The result has been 1,888 pages of regulations that presaged much industry handwringing – some of it justified.

[1] TILA-RESPA Integrated Disclosure Guide to the Loan Estimate and Closing Disclosure Forms.

[2] I submit the vast majority of borrowers understood the banks were giving away easy money with risky repayment terms, but they also believed – as did the banks and their regulators, all the way up to Fed Chair Alan Greenspan – that real estate would never lose value. Thus, the risk was manageable, since if the gamble didn’t work out, borrowers could either refinance or re-sell.  It was an acceptable bet.

OREF_consummation (Autosaved)


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OREF Is Passing On Savings To You!! The NAR Board of Directors recently approved a partnership with zipLogix. Read more..

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Principal Broker Quarterly

Press Releases

June 23, 2017

OREF website video features summer 2017

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May 5, 2017

Lessons from the Field OREF Panel Presentation

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April 12, 2017

OREF, LLC and OnlineEd 4 Free CEs

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February 26, 2017

Going Paperless in 2016 – February 26, 2016

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February 15, 2017

OREF Forms Library Mid-Year Changes – February 15, 2017

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February 1, 2017

OREF, LLC 20th Year Anniversary – February 1, 2017

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November 18, 2016

Online Ed Free CEs

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