Q and A: News You Can Use
A big thank you goes to our Forms Committee 2017 leadership Steve Russell, Wendy Adkisson and past FC Chairman Jeff Wiren for providing a majority of the topics. Answers provided by OREF, LLC Forms Committee legal counsel Phil Querin of Q-Law
Vacant Land Check List
Looking Up License Numbers and Business License Numbers Through Oregon Real Estate Agency
TRID-Speak: The “Consummation” Conundrum
Background. On October 3, 2015, the Consumer Finance Protection Bureau’s “Know Before You Owe” program, aka “TRID”, was rolled out. It was predicated on a belief that the entire financial crisis of 2007/08 was due to the fact that residential borrowers were snookered into taking out high risk loans, and By Golly, the “Bureau”, as they call themselves, was gonna make things right. The result has been 1,888 pages of regulations that presaged much industry handwringing – some of it justified.
 I submit the vast majority of borrowers understood the banks were giving away easy money with risky repayment terms, but they also believed – as did the banks and their regulators, all the way up to Fed Chair Alan Greenspan – that real estate would never lose value. Thus, the risk was manageable, since if the gamble didn’t work out, borrowers could either refinance or re-sell. It was an acceptable bet.
OREF Is Passing On Savings To You!! The NAR Board of Directors recently approved a partnership with zipLogix. Read more..
June 23, 2017
OREF website video features summer 2017
May 5, 2017
Lessons from the Field OREF Panel Presentation
April 12, 2017
OREF, LLC and OnlineEd 4 Free CEs
February 26, 2017
Going Paperless in 2016 – February 26, 2016
February 15, 2017
OREF Forms Library Mid-Year Changes – February 15, 2017
February 1, 2017
OREF, LLC 20th Year Anniversary – February 1, 2017
November 18, 2016
Online Ed Free CEs
Find information about this year or previous year’s form updates including stylistic and grammatical changes as well as substantive changes that bear on Realtor® practice, the reason for the changes, and their risk management impact.
Upcoming training webinars and live events for getting started with OREF forms, using zipForm and upcoming changes.